4 Hacks Every Pet Owner Needs

4 Hacks Every Pet Owner Needs Pet owners love their pets. In the U.S., 44% own a dog and 29% own a cat. Only 3% own other pets, like parakeets, snakes and hamsters. As much as we love our pets, they can create challenges in maintaining a home. Four-legged Family Member Most folks that have [...]

6 Laundry Organization Tips

6 Laundry Organization Tips Taking care of household laundry can be grueling if you let it pile up and take over your life. Especially with kids, school, sports, and work! When life gets crazy, going here, going there, and family time is precious, doing household chores can be overwhelming. We have three boys, all in [...]

Clean Hard Water Spots

Clean Hard Water Spots from Dishes For many reasons, you should remove hard water stains from glasses and dishes. Not only the dirty appearance it gives, but it can affect the health of your family. What are Hard Water Spots? Hard water is water with a high amount of mineral deposits like lime, silica, and [...]

Extra Credit Teacher Home Purchase Program (ECTP)

Extra Credit Teacher Home Purchase Program (ECTP) On November 3rd, CalHFA announced changes to its Extra Credit Teacher Home Purchase Program (ECTP). The changes allow more K-12 public school employees—including administrators and support staff such as aides, bus drivers, food services workers and janitors—to receive as much as $15,000 in down payment assistance. The program [...]

2017 Housing Market Forecast

The California Association of Realtors has released their 2017 Housing Market Forecast. Why is that important? Well, if you plan to sell your current home to buy that forever home, to downsize, or even get into the market for your first home, knowing what the housing market is forecast to do over the next year [...]

How to Save Money Without Trying!

How to Save Money Without Trying! How to save money for your Next Mortgage, Refinance or Home Loan with Iron Point Mortgage in Folsom, CA Saving money for small purchases or extra spending money on vacations doesn’t need to be boring or hard. It can be easy and fun! I found two clever ideas that can [...]