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Great Mortgage Rates

Call (916) 985-3200

2130 E. Bidwell Street #110
Folsom, CA 95630

Fax: (916) 583-7400
info@ipmloans.com

Home Loans | Refi | Great Rates

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Flipping is on the rise in Sacramento

House Flipping is on the rise in Sacramento Do you watch the TV shows like Fixer Upper Starring Chip and Joanna Gaines? Or Flip or Flop? What about House Hunters Renovation? These TV shows make it look easy, but they also come across a lot of “unknown” issues that can be costly. I know a [...]

6 Things to Do with Credit Card Debt

6 Things to Do if Credit Card Debt Sneaks Up Your credit score has a significant meaning to your lifestyle. You may think everything is going smoothly but then you start having car issues, so time to trade it in. If you’re debt is high or your credit score is marred, you will pay much [...]

By | February 19th, 2017|Credit Score, El Dorado Hills, Folsom, Home Improvement, Mortgage|0 Comments

Kids Born in 2017 Will Never Know

12 Things Kids Born in 2017 Will Never Know On my Facebook news feed, I often see friends welcoming the new baby into the family. A monthly profile picture of the growing baby bump the mom’s like to post. Grandparents beaming with great pictures of new little ones they get to spoil, with probably more [...]

Redfin’s 2017 Housing Predictions

Redfin’s 2017 Housing Predictions with New Administration The Redfin leaders predict what the 2017 housing market will look like, under a new president, administration, and policies.  The Trump administration touts three major policies that could significantly the U.S. real estate market: infrastructure spending, tax cuts and changes to immigration policy. Recently, action was taken to [...]

Curtain Rings with Clips

Multiple Uses of Curtain Rings with Clips Is the kid’s bathroom tub or shower always a mess? Each one has their own shampoo, conditioner, shower gel, scrubby, etc… and they are all over the sides of the tub, floor and making a mess. Not to mention tub toys! It looks cluttered, sloppy and messy. Well, [...]

By | February 3rd, 2017|Home Improvement, Home Ownership|0 Comments

Clean Hard Water Spots

Clean Hard Water Spots from Dishes For many reasons, you should remove hard water stains from glasses and dishes. Not only the dirty appearance it gives, but it can affect the health of your family. What are Hard Water Spots? Hard water is water with a high amount of mineral deposits like lime, silica, and [...]

How to Pick a Mortgage Professional in Sacramento

How to Pick a Mortgage Professional How to Pick a Mortgage Professional in Folsom, El Dorado Hills and Greater Sacramento As you know, buying a home can be exciting and hopeful but it can also be emotional. The Mortgage Professional or Loan Officer you select to start the process can be critical. It’s advisable to [...]

How to Clean Granite Counters

How to Clean Granite Counters Home Improvement Tips with Iron Point Mortgage in Folsom, CA Granite counters are becoming the norm, because it is what everyone expects and wants in a home. There are so many different granite slabs, and no two are exactly alike! They look fantastic, are resilient when it comes to wear [...]

By | January 16th, 2017|El Dorado Hills, Folsom, Home Improvement, Home Ownership, Sacramento|0 Comments

HUD Announcement Reduction in Mortgage Insurance

NEWS ALERT: HUD ANNOUNCEMENT REDUCTION IN MORTGAGE INSURANCE This is great news coming out of Washington! As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro, announced the FHA will reduce the annual premiums new borrowers will pay by half of a percent.  It is projected to save about [...]

6 Out of Top 10 Hottest Real Estate Markets are in the West

6 Out of Top 10 Hottest Real Estate Markets are in the West - Sacramento is #4! Top 10 Metro Housing Markets According to Realtor.com, who predicted a minor slowdown for the U.S. real estate market next year, most of the hottest metro markets are going to keep blazing in 2017. And where do they [...]