Great Mortgage Rates

Contact Us

Call (916) 985-3200

80 Blue Ravine Road, Suite 110
Folsom, CA, 95630

Fax: (916) 583-7400
info@ipmloans.com

Home Loans | Refi | Great Rates
Great Mortgage Rates

Call (916) 985-3200

80 Blue Ravine Road, Suite 110
Folsom, CA, 95630

Fax: (916) 583-7400
info@ipmloans.com

Home Loans | Refi | Great Rates

Request a Call

Get a Great Home Loan
Find Out How

FHA 203K Home Loan

FHA 203K Home Loan Folsom & Sacramento, CA The FHA rehab loan program, otherwise known as the 203(K), has been requested more and more by our clients, so I think it’s a good time to talk about it here. The 203(K) is broken into two programs, the Streamline and the Full. This loan program can [...]

How to Have the Greatest Year Ever

How to Have the Greatest Year Ever I believe you can make next year your best year ever. Life doesn’t have to be hard, and you don’t have to be bored. It really comes down to being intentional. If you mean what you say and are motivated to get what you want, taking action with [...]

History of Mortgage Rates

The History of Mortgage Rates (1981 - 2016) You may be inundated with lenders tooting their horns about the near record low mortgage rates we experienced all of 2016. You hear it so often that you’ve tuned out. Well, it’s hard to appreciate where we are today if we don’t look at the past. So [...]

Before Buying a Home in Sacramento

8 Things to Do Before Buying a Home in Sacramento Buying a home is an intense process, especially so for first-timers. In some areas of Sacramento County there is competition for homes on the market. They can get snatched up quickly, so being prepared is prudent. In the El Dorado County areas, homes tend to [...]

Donald Trump Presidency and the Housing Market?

What Does a Trump Presidency Mean to the Housing Market? Well, we, the people have spoken and Donald J. Trump was elected as the 45th president of the United States Change was demanded from the rural areas and that is what we will have. It was unexpected by even his campaign team! But it was [...]

Extra Credit Teacher Home Purchase Program (ECTP)

Extra Credit Teacher Home Purchase Program (ECTP) On November 3rd, CalHFA announced changes to its Extra Credit Teacher Home Purchase Program (ECTP). The changes allow more K-12 public school employees—including administrators and support staff such as aides, bus drivers, food services workers and janitors—to receive as much as $15,000 in down payment assistance. The program [...]

2017 Housing Market Forecast

The California Association of Realtors has released their 2017 Housing Market Forecast. Why is that important? Well, if you plan to sell your current home to buy that forever home, to downsize, or even get into the market for your first home, knowing what the housing market is forecast to do over the next year [...]

Interest Rate Reduction Refinancing Loan Sacramento

VA Streamline – Interest Rate Reduction IRRRL Interest Rate Reduction Refinancing Loan Sacramento Twelve Years ago, when Stated Income and No Documentation Loans were the rage, VA Home Loans became unpopular because the Government expected borrowers to actually pay them back. IRRRL stands for Interest Rate Reduction Refinancing Loan. You may see it referred to [...]

7 Signs It’s Time to Sell and Buy That Dream Home

7 Signs It’s Time to Sell and Buy That Dream Home In your mind, you know you need to sell your home and get a bigger home for your growing family.  But your heart isn’t ready to part ways with the home where you decorated the first nursery. I have 7 signs it’s time to [...]

How to Save Money Without Trying!

How to Save Money Without Trying! How to save money for your Next Mortgage, Refinance or Home Loan with Iron Point Mortgage in Folsom, CA Saving money for small purchases or extra spending money on vacations doesn’t need to be boring or hard. It can be easy and fun! I found two clever ideas that can [...]