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Great Mortgage Rates

Call (916) 985-3200

80 Blue Ravine Road, Suite 110
Folsom, CA, 95630

Fax: (916) 583-7400
info@ipmloans.com

Home Loans | Refi | Great Rates

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Cozi Family Organizer

Cozi Family Organizer Today I’m going to start off by painting a little picture for you. It’s Thursday, so in Folsom one kid has soccer practice at 4, and another has a game at 7 in Sacramento, CA. Oh, then you know you need to stop at the grocery store while you are in El [...]

By | May 23rd, 2017|El Dorado Hills, Folsom, Mortgage, Real Estate, Sacramento|0 Comments

FHA 203K Home Loan

FHA 203K Home Loan Folsom & Sacramento, CA The FHA rehab loan program, otherwise known as the 203(K), has been requested more and more by our clients, so I think it’s a good time to talk about it here. The 203(K) is broken into two programs, the Streamline and the Full. This loan program can [...]

4 Hacks Every Pet Owner Needs

4 Hacks Every Pet Owner Needs Pet owners love their pets. In the U.S., 44% own a dog and 29% own a cat. Only 3% own other pets, like parakeets, snakes and hamsters. As much as we love our pets, they can create challenges in maintaining a home. Four-legged Family Member Most folks that have [...]

The Real Truth About Rent vs Buy

The Real Truth About Rent vs Buying in Sacramento, CA In the United States, there is somewhere around $13.1 trillion in total value of the equity held by over 75 million U.S. homeowners, according to the latest estimates from the Federal Reserve Board. And that works out to almost $175,000 per owning household. This is undeniable [...]

5 Tips to Start the VA Loan

5 Important Tips to Start the VA Loan For military home buyers, the VA loans offer some unbeatable advantages, like a $0 down payment, no mortgage insurance, and more lenient credit requirements. This is a hard-earned benefit for those that qualify and isn’t all that different from buying with other loan products. Having the correct information and [...]

Why Attend Open Houses in Sacramento

Why Attend Open Houses in Your Neighborhood? Is your neighbor’s home for sale? I bet you are curious and want to go look as soon as they have their first open house, right? It’s a good idea, even if you aren’t buying or thinking of selling because it can be a wealth of information you may [...]

Flipping is on the rise in Sacramento

House Flipping is on the rise in Sacramento Do you watch the TV shows like Fixer Upper Starring Chip and Joanna Gaines? Or Flip or Flop? What about House Hunters Renovation? These TV shows make it look easy, but they also come across a lot of “unknown” issues that can be costly. I know a [...]

6 Things to Do with Credit Card Debt

6 Things to Do if Credit Card Debt Sneaks Up Your credit score has a significant meaning to your lifestyle. You may think everything is going smoothly but then you start having car issues, so time to trade it in. If you’re debt is high or your credit score is marred, you will pay much [...]

By | February 19th, 2017|Credit Score, El Dorado Hills, Folsom, Home Improvement, Mortgage|0 Comments

Redfin’s 2017 Housing Predictions

Redfin’s 2017 Housing Predictions with New Administration The Redfin leaders predict what the 2017 housing market will look like, under a new president, administration, and policies.  The Trump administration touts three major policies that could significantly the U.S. real estate market: infrastructure spending, tax cuts and changes to immigration policy. Recently, action was taken to [...]

Clean Hard Water Spots

Clean Hard Water Spots from Dishes For many reasons, you should remove hard water stains from glasses and dishes. Not only the dirty appearance it gives, but it can affect the health of your family. What are Hard Water Spots? Hard water is water with a high amount of mineral deposits like lime, silica, and [...]