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80 Blue Ravine Road, Suite 110
Folsom, CA, 95630

Fax: (916) 583-7400
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Home Loans | Refi | Great Rates
Great Mortgage Rates

Call (916) 985-3200

80 Blue Ravine Road, Suite 110
Folsom, CA, 95630

Fax: (916) 583-7400
info@ipmloans.com

Home Loans | Refi | Great Rates

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5 Things the Seller Should Never Say

5 Things the Seller Should Never Say Are you selling your house to move up into that dream home with more space and all the wonderful upgrades? It can be an anxious feeling, an unsettling feeling, not knowing how soon it will sell or where you will be next. It’s imperative that we put our [...]

FHA 203K Home Loan

FHA 203K Home Loan Folsom & Sacramento, CA The FHA rehab loan program, otherwise known as the 203(K), has been requested more and more by our clients, so I think it’s a good time to talk about it here. The 203(K) is broken into two programs, the Streamline and the Full. This loan program can [...]

5 Tips to Start the VA Loan

5 Important Tips to Start the VA Loan For military home buyers, the VA loans offer some unbeatable advantages, like a $0 down payment, no mortgage insurance, and more lenient credit requirements. This is a hard-earned benefit for those that qualify and isn’t all that different from buying with other loan products. Having the correct information and [...]

Why Attend Open Houses in Sacramento

Why Attend Open Houses in Your Neighborhood? Is your neighbor’s home for sale? I bet you are curious and want to go look as soon as they have their first open house, right? It’s a good idea, even if you aren’t buying or thinking of selling because it can be a wealth of information you may [...]

Redfin’s 2017 Housing Predictions

Redfin’s 2017 Housing Predictions with New Administration The Redfin leaders predict what the 2017 housing market will look like, under a new president, administration, and policies.  The Trump administration touts three major policies that could significantly the U.S. real estate market: infrastructure spending, tax cuts and changes to immigration policy. Recently, action was taken to [...]

Clean Hard Water Spots

Clean Hard Water Spots from Dishes For many reasons, you should remove hard water stains from glasses and dishes. Not only the dirty appearance it gives, but it can affect the health of your family. What are Hard Water Spots? Hard water is water with a high amount of mineral deposits like lime, silica, and [...]

How to Pick a Mortgage Professional in Sacramento

How to Pick a Mortgage Professional How to Pick a Mortgage Professional in Folsom, El Dorado Hills and Greater Sacramento As you know, buying a home can be exciting and hopeful but it can also be emotional. The Mortgage Professional or Loan Officer you select to start the process can be critical. It’s advisable to [...]

HUD Announcement Reduction in Mortgage Insurance

NEWS ALERT: HUD ANNOUNCEMENT REDUCTION IN MORTGAGE INSURANCE This is great news coming out of Washington! As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro, announced the FHA will reduce the annual premiums new borrowers will pay by half of a percent.  It is projected to save about [...]

6 Out of Top 10 Hottest Real Estate Markets are in the West

6 Out of Top 10 Hottest Real Estate Markets are in the West - Sacramento is #4! Top 10 Metro Housing Markets According to Realtor.com, who predicted a minor slowdown for the U.S. real estate market next year, most of the hottest metro markets are going to keep blazing in 2017. And where do they [...]

History of Mortgage Rates

The History of Mortgage Rates (1981 - 2016) You may be inundated with lenders tooting their horns about the near record low mortgage rates we experienced all of 2016. You hear it so often that you’ve tuned out. Well, it’s hard to appreciate where we are today if we don’t look at the past. So [...]