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Great Mortgage Rates

Call (916) 985-3200

80 Blue Ravine Road, Suite 110
Folsom, CA, 95630

Fax: (916) 583-7400
info@ipmloans.com

Home Loans | Refi | Great Rates

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Before Buying a Home in Sacramento

8 Things to Do Before Buying a Home in Sacramento Buying a home is an intense process, especially so for first-timers. In some areas of Sacramento County there is competition for homes on the market. They can get snatched up quickly, so being prepared is prudent. In the El Dorado County areas, homes tend to [...]

Donald Trump Presidency and the Housing Market?

What Does a Trump Presidency Mean to the Housing Market? Well, we, the people have spoken and Donald J. Trump was elected as the 45th president of the United States Change was demanded from the rural areas and that is what we will have. It was unexpected by even his campaign team! But it was [...]

Extra Credit Teacher Home Purchase Program (ECTP)

Extra Credit Teacher Home Purchase Program (ECTP) On November 3rd, CalHFA announced changes to its Extra Credit Teacher Home Purchase Program (ECTP). The changes allow more K-12 public school employees—including administrators and support staff such as aides, bus drivers, food services workers and janitors—to receive as much as $15,000 in down payment assistance. The program [...]

Are You Terrified to Buy a House?

Are You Terrified to Buy a House? Of the Mortgage Process? Are you waking up at 3am because you can’t shut your mind off? You may be feeling anxious and can’t fall back asleep… but what is it that keeps tiptoeing around in your brain? Ah ha!… it’s the local real estate listings! It’s that house [...]

2017 Housing Market Forecast

The California Association of Realtors has released their 2017 Housing Market Forecast. Why is that important? Well, if you plan to sell your current home to buy that forever home, to downsize, or even get into the market for your first home, knowing what the housing market is forecast to do over the next year [...]